nalini asked, My husband lost heavily in business . In the meantime he has used credit cards excessively. In between he was not able to pay the premiums. Then he got a good job and then thought of paying regularly but with all the stress he had faced he collapsed had a massive attack and died. Now the credit card people are behind me. Am I responsible for those payments? He has no property nor any insurance. I am broke and started going for a job at the age of 52 what can be done?